No Annual Fee Credit Cards featuring Virgin, Barclaycard, Sony, AOL, HSBC, Virgin Atlantic, GM, Nectar, Post Office, RBS, American Express Platinum and more.

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American Express

Bank of Scotland

Barclaycard

Cahoot

Capital One

Citi

Co-operative

Egg

General Motors

Halifax

HSBC

Lloyds TSB

MBNA Europe

NatWest

Post Office

RBS

RSPCA

Sainsbury's Bank

Vanquis

Virgin

No Annual Fee Credit Cards : Apply Online

British Airways American Express Credit Card

Points
1 BA Miles for every £1 you spend

Bonus
3000 BA miles points on the first spend*

£0
Annual Fee

17.9% APR (variable)

Virgin Credit Card

0%
for 16 months on balance transfers

0%
for 3 months on purchases

£0
Annual Fee

16.6% APR (variable)

No Annual Fee Credit Cards

Credit Cards	Intro Balance Transfer Offer	Balance Transfer Fee	Intro Purchase Offer	Typical APR (variable)	Free Days	Annual Fee	Features	Apply	More Details
Capital One Low Rate	8.5% fixed until 1st August 2012	0%		8.5% fixed until 1st August 2012	56	£0	Free Identity Theft Service No balance transfer fee	Apply
Capital One Platinum	0% until 1 November 2009	3.00%	0% until 1 November 2009	16.9%	56	£0	Free Identity Theft Service 0% introductory period on balance transfers and purchases	Apply
Barclaycard Flexi-Rate	0% for 14 months	2.90%	0% for 3 months	14.9%	56	£0	The more you repay, the lower your interest rate will be and could be as low as 9.9%
Halifax All in One	0% for 10 months	3.00%	0% for 10 months	15.9%	59	£0	0% introductory period on balance transfers for 10 months. 0% introductory period on purchases for 10 months.
RBS Classic	8.9% for 3 months	2.90%	8.9% for 9 months	16.9%	56	£0	8.9% introductory period on balance transfers for 3 months. 8.9% introductory period on purchases for 9 months.
NatWest Classic	0% for 13 months	2.90%	0% for 6 months	16.9%	56	£0	Internet fraud protection Special offers Emergency Medical and Legal Referral service
NatWest Gold	0% for 13 months	2.90%	0% for 6 months	16.9%	56	£0	Internet fraud protection Special offers Emergency Medical and Legal Referral service
NatWest Platinum	0% for 13 months	2.90%	0% for 3 months	16.9%	56	£0	Emergency Medical and Legal Referral service Enjoy special offers and the occasional gift free.
RBS Gold			4.9% for 9 months	15.9%	56	£0	Travel discounts Emergency, Medical and Legal assistance abroad
RBS Platinum	0% for 13 months	2.90%	0% for 6 months	16.9%	56	£0	Travel discounts Emergency, Medical and Legal assistance abroad
Capital One Balance Transfer & Purchase	0% until 1st Feb 2010	3.00%	0% until 1st Feb 2009	15.9%	56	£0	Free Identity Theft Service 0% intro offer on purchases and balance transfers	Apply
Capital One Low Rate Balance Transfer	6.5% ongoing	1.70%	0% until 1st June 2009	15.9%	56	£0	Free Identity Theft Service 0% intro offer on purchases	Apply
Barclaycard OnePulse	0% for 14 months	2.90%		14.9%	56	£0	The only card to offer Oyster card, Credit and Cashless all in one card
The GM Card	0% for 5 months	2.00%	0% for 5 months	14.9%	56	£0	High Reward rate at 3% 100 free Rebate Points when you use your GM Card for the first time
Credit Cards	Intro Balance Transfer Offer	Balance Transfer Fee	Intro Purchase Offer	Typical APR (variable)	Free Days	Annual Fee	Features	Apply	More Details
Barclaycard Platinum	0% until 1st Jan 2010	2.90%	0% for 3 months	14.9%	56	£0	Identity Protection Service Fraud protection Travel Service Emergency help when travelling abroad
Virgin	0% for 16 months	2.98%	0% for 3 months	16.6%	50	£0	10% off at Virgin Megastores online	Apply
Post Office Platinum	0% for 12 months	2.98%	0% for 3 months	16.9%	56	£0	0% commission on purchases overseas 0% again on balance transfers for 5 months on the month of your 1st and 2nd anniversary
MBNA Platinum Plus	0% for 13 months	2.90%	0% for 3 months	16.9%	56	£0	0% introductory period on balance transfers for 13 months. 0% introductory period on purchases for 3 months.
Egg	0% for 15 months until 1 February 2010	3.00%	0% until 1 February 2009	16.9%	45	£0	0% introductory period on balance transfers for up to 15 months. 0% introductory period on purchases until 1 February 2009.
Credit Cards	Intro Balance Transfer Offer	Balance Transfer Fee	Intro Purchase Offer	Typical APR (variable)	Free Days	Annual Fee	Features	Apply	More Details
Virgin Atlantic American Express	0% for 6 months	2.00%		17.9%	46	£0	1 Flying Club mile for every £1 spent on card3,000 bonus Flying Club miles upon first spend	Apply
American Express Platinum MoneyBack				19.9%	56	£0	Up to 5% MoneyBack for 3 months up to a maximum of £100 then standard MoneyBack rate of up to 1.25%	Apply
Nectar American Express				18.9%		£0	5,000 Nectar bonus points when you first apply and spend £200Double nectar points for the first 3 months	Apply
Vanquis				39.9%	56	£0	Suitable if you are new to credit or have had credit problems in the past	Apply

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